Used Car Finance in KENT
At TRAXLER'S AUTO, we make financing your next used car or van in Swanley and KENT straightforward and stress-free. Whether you're near M25 junction 3 or M20 Junction 1, our flexible finance options are designed to suit your budget, helping you drive away with the perfect vehicle without any hassle.
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £10,900.00 |
| Total Deposit £1,090.00 | Total Amount of Credit £9,810.00 |
| First Payment £214.59 | 58 Monthly Payments £214.59 |
| Final Payment £224.59 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £10.00 |
| Interest Charges £3,075.40 | Total Amount Payable £13,975.40 |
| Annual Fixed Interest Rate 6.25% | Representative APR 11.90% |
| Product Hire Purchase | Cash Price £10,900.00 | Total Deposit £1,090.00 | Total Amount of Credit £9,810.00 | First Payment £214.59 |
| 58 Monthly Payments £214.59 | Final Payment £224.59 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £10.00 |
| Interest Charges £3,075.40 | Total Amount Payable £13,975.40 | Annual Fixed Interest Rate 6.25% | Representative APR 11.90% |
| Product Hire Purchase | Cash Price £10,900.00 | Total Deposit £1,090.00 | Total Amount of Credit £9,810.00 | First Payment £214.59 | 58 Monthly Payments £214.59 | Final Payment £224.59 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £10.00 | Interest Charges £3,075.40 | Total Amount Payable £13,975.40 | Annual Fixed Interest Rate 6.25% | Representative APR 11.90% |
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and requirements. Our team can provide detailed explanations and help you choose the best option for your needs.
Yes, we consider all applications, including those from customers with poor credit histories. We work with several lenders who specialise in providing finance to individuals with varied credit scores.
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income.
We aim to provide a decision as quickly as possible. In most cases, you can expect to hear from us within 24 to 48 hours after submitting all the required documentation.
Absolutely, we accept part exchanges as a deposit. We will assess the value of your current vehicle and this amount can be put towards the deposit on your new purchase.
Finance options are generally available for all the cars and vans we have in stock. However, some age restrictions may apply depending on the finance provider's terms. Our team can provide more specific information based on the vehicle you are interested in.