Used Car Finance in KENT
At TRAXLER'S AUTO, we make financing your next used car or van in Swanley and KENT straightforward and stress-free. Whether you're near M25 junction 3 or M20 Junction 1, our flexible finance options are designed to suit your budget, helping you drive away with the perfect vehicle without any hassle.
£19,000
From £300.15/month
Lexus
NX
2.5 300h GPF SUV 5dr Petrol Hybrid E-CVT 4WD Euro 6 (s/s) (197 ps)
£19,000
(From £300.15/month)
2020
48,911 miles
Petrol Hybrid
Automatic
9.2 seconds
37.1 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £19,000 | Total Deposit: £1,900 | Total Amount of Credit: £17,100 | First Payment: £300.15 | 58 Monthly Payments: £300.15 | Final Payment: £7,025.21 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £7,634.06 | Total Amount Payable: £26,634.06 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
£15,000
From £295.43/month
BMW
5 Series
2.0 520d M Sport Touring 5dr Diesel Auto Euro 6 (s/s) (190 ps)
£15,000
(From £295.43/month)
2016
47,175 miles
Diesel
Automatic
8 seconds
60.1 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £15,000 | Total Deposit: £1,500 | Total Amount of Credit: £13,500 | First Payment: £295.43 | 58 Monthly Payments: £295.43 | Final Payment: £305.43 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £4,235.80 | Total Amount Payable: £19,235.80 | Annual Fixed Interest Rate: 6.26% | Representative APR: 11.90%
£14,100
From £227.65/month
Volkswagen
ID.4
Pro Performance 77kWh 1ST Edition SUV 5dr Electric Auto (204 ps)
£14,100
(From £227.65/month)
2021
79,100 miles
Electric
Automatic
8.5 seconds
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £14,100 | Total Deposit: £1,410 | Total Amount of Credit: £12,690 | First Payment: £227.65 | 58 Monthly Payments: £227.65 | Final Payment: £4,815.71 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £5,557.06 | Total Amount Payable: £19,657.06 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
£14,000
From £276.57/month
BMW
X1
1.5 25e 10kWh xLine SUV 5dr Petrol Plug-in Hybrid Auto xDrive Euro 6 (s/s) (220 ps)
£14,000
(From £276.57/month)
2021
94,379 miles
Petrol Plug-in Hybrid
Automatic
6.9 seconds
156.9 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £14,000 | Total Deposit: £1,400 | Total Amount of Credit: £12,600 | First Payment: £276.57 | 28 Monthly Payments: £276.57 | Final Payment: £7,695 | Agreement Duration: 30 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £3,115.53 | Total Amount Payable: £17,115.53 | Annual Fixed Interest Rate: 12.89% | Representative APR: 12.90%
£14,000
From £261.42/month
Mercedes-Benz
A Class
1.3 A250e 15.6kWh AMG Line (Executive) Hatchback 5dr Petrol Plug-in Hybrid 8G-DCT Euro 6 (s/s) (218 ps)
£14,000
(From £261.42/month)
2021
85,335 miles
Petrol Plug-in Hybrid
Automatic
6.6 seconds
282.5 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £14,000 | Total Deposit: £1,400 | Total Amount of Credit: £12,600 | First Payment: £261.42 | 39 Monthly Payments: £261.42 | Final Payment: £6,120 | Agreement Duration: 41 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £3,976.80 | Total Amount Payable: £17,976.80 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
£13,700
From £259.56/month
Volkswagen
Golf
1.5 eTSI MHEV R-Line Estate 5dr Petrol Hybrid DSG Euro 6 (s/s) (150 ps)
£13,700
(From £259.56/month)
2021
84,244 miles
Petrol Hybrid
Automatic
8.7 seconds
48.7 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £13,700 | Total Deposit: £1,370 | Total Amount of Credit: £12,330 | First Payment: £259.56 | 40 Monthly Payments: £259.56 | Final Payment: £5,602.50 | Agreement Duration: 42 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £3,914.46 | Total Amount Payable: £17,614.46 | Annual Fixed Interest Rate: 12.91% | Representative APR: 12.90%
£13,600
From £250.55/month
Volkswagen
Passat
1.4 TSI 13kWh GTE Estate 5dr Petrol Plug-in Hybrid DSG Euro 6 (s/s) (218 ps)
£13,600
(From £250.55/month)
2022
86,422 miles
Petrol Plug-in Hybrid
Automatic
7.6 seconds
235.4 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £13,600 | Total Deposit: £1,360 | Total Amount of Credit: £12,240 | First Payment: £250.55 | 38 Monthly Payments: £250.55 | Final Payment: £6,300 | Agreement Duration: 40 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £3,831.45 | Total Amount Payable: £17,431.45 | Annual Fixed Interest Rate: 12.89% | Representative APR: 12.90%
£13,000
From £191.78/month
Mazda
CX-30
2.0 e-SKYACTIV G MHEV Sport Lux SUV 5dr Petrol Manual Euro 6 (s/s) (122 ps)
£13,000
(From £191.78/month)
2023
6,999 miles
Petrol
Manual
10.6 seconds
47.9 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £13,000 | Total Deposit: £1,300 | Total Amount of Credit: £11,700 | First Payment: £191.78 | 58 Monthly Payments: £191.78 | Final Payment: £5,908.29 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £5,523.31 | Total Amount Payable: £18,523.31 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
£12,500
From £246.19/month
Audi
Q3
1.4 TFSI S line SUV 5dr Petrol S Tronic Euro 6 (s/s) (150 ps)
£12,500
(From £246.19/month)
2014
45,741 miles
Petrol
Automatic
8.9 seconds
45.6 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £12,500 | Total Deposit: £1,250 | Total Amount of Credit: £11,250 | First Payment: £246.19 | 58 Monthly Payments: £246.19 | Final Payment: £256.19 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £3,531.40 | Total Amount Payable: £16,031.40 | Annual Fixed Interest Rate: 6.26% | Representative APR: 11.90%
£12,400
From £236.18/month
Skoda
Octavia
1.4 TSI iV 13kWh SE L Estate 5dr Petrol Plug-in Hybrid DSG Euro 6 (s/s) (204 ps)
£12,400
(From £236.18/month)
2021
84,111 miles
Petrol Plug-in Hybrid
Automatic
7.4 seconds
282.5 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £12,400 | Total Deposit: £1,240 | Total Amount of Credit: £11,160 | First Payment: £236.18 | 41 Monthly Payments: £236.18 | Final Payment: £4,815 | Agreement Duration: 43 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £3,574.56 | Total Amount Payable: £15,974.56 | Annual Fixed Interest Rate: 12.89% | Representative APR: 12.90%
£12,200
From £240.19/month
Audi
A3 Cabriolet
1.8 TFSI S line Convertible 2dr Petrol S Tronic Euro 6 (s/s) (180 ps)
£12,200
(From £240.19/month)
2014
42,791 miles
Petrol
Automatic
7.8 seconds
48.7 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £12,200 | Total Deposit: £1,220 | Total Amount of Credit: £10,980 | First Payment: £240.19 | 58 Monthly Payments: £240.19 | Final Payment: £250.19 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £3,441.40 | Total Amount Payable: £15,641.40 | Annual Fixed Interest Rate: 6.25% | Representative APR: 11.90%
£11,000
From £216.56/month
Audi
A6 Saloon
2.0 TDI ultra S line Saloon 4dr Diesel S Tronic Euro 6 (s/s) (190 ps)
£11,000
(From £216.56/month)
2016
86,115 miles
Diesel
Automatic
7.9 seconds
67.3 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £11,000 | Total Deposit: £1,100 | Total Amount of Credit: £9,900 | First Payment: £216.56 | 58 Monthly Payments: £216.56 | Final Payment: £226.56 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £3,103.60 | Total Amount Payable: £14,103.60 | Annual Fixed Interest Rate: 6.25% | Representative APR: 11.90%
£10,900
From £214.59/month
Kia
Sportage
2.0 CRDi KX-2 SUV 5dr Diesel Auto AWD Euro 5 (134 bhp)
£10,900
(From £214.59/month)
2015
32,939 miles
Diesel
Automatic
11.7 seconds
40.9 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £10,900 | Total Deposit: £1,090 | Total Amount of Credit: £9,810 | First Payment: £214.59 | 58 Monthly Payments: £214.59 | Final Payment: £224.59 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £3,075.40 | Total Amount Payable: £13,975.40 | Annual Fixed Interest Rate: 6.25% | Representative APR: 11.90%
£10,700
From £269.78/month
Kia
Sportage
1.7 CRDi GT-Line SUV 5dr Diesel Manual Euro 6 (s/s) (114 bhp)
£10,700
(From £269.78/month)
2018
62,704 miles
Diesel
Manual
11.1 seconds
61.4 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £10,700 | Total Deposit: £1,070 | Total Amount of Credit: £9,630 | First Payment: £269.78 | 25 Monthly Payments: £269.78 | Final Payment: £4,590 | Agreement Duration: 27 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,974.28 | Total Amount Payable: £12,674.28 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
£10,000
From £196.88/month
Ford
Focus
1.0T EcoBoost Titanium X Hatchback 5dr Petrol Auto Euro 6 (s/s) (125 ps)
£10,000
(From £196.88/month)
2018
39,421 miles
Petrol
Automatic
12 seconds
51.4 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £10,000 | Total Deposit: £1,000 | Total Amount of Credit: £9,000 | First Payment: £196.88 | 58 Monthly Payments: £196.88 | Final Payment: £206.88 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,822.80 | Total Amount Payable: £12,822.80 | Annual Fixed Interest Rate: 6.25% | Representative APR: 11.90%
£9,500
From £259.05/month
Vauxhall
Mokka X
1.4i Turbo Design Nav SUV 5dr Petrol Auto Euro 6 (140 ps)
£9,500
(From £259.05/month)
2018
46,402 miles
Petrol
Automatic
10.1 seconds
43.5 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £9,500 | Total Deposit: £950 | Total Amount of Credit: £8,550 | First Payment: £259.05 | 23 Monthly Payments: £259.05 | Final Payment: £3,937.50 | Agreement Duration: 25 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,604.70 | Total Amount Payable: £11,104.70 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
£9,500
From £203.57/month
Ford
Puma
1.0T EcoBoost MHEV ST-Line X SUV 5dr Petrol Manual Euro 6 (s/s) (155 ps)
£9,500
(From £203.57/month)
2020
92,325 miles
Petrol
Manual
8.9 seconds
50.4 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £9,500 | Total Deposit: £950 | Total Amount of Credit: £8,550 | First Payment: £203.57 | 31 Monthly Payments: £203.57 | Final Payment: £4,207.50 | Agreement Duration: 33 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,171.74 | Total Amount Payable: £11,671.74 | Annual Fixed Interest Rate: 12.91% | Representative APR: 12.90%
£9,250
From £182.11/month
BMW
5 Series
2.0 520d M Sport Touring 5dr Diesel Auto Euro 6 (s/s) (184 ps)
£9,250
(From £182.11/month)
2014
86,355 miles
Diesel
Automatic
8.2 seconds
55.4 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £9,250 | Total Deposit: £925 | Total Amount of Credit: £8,325 | First Payment: £182.11 | 58 Monthly Payments: £182.11 | Final Payment: £192.11 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,611.60 | Total Amount Payable: £11,861.60 | Annual Fixed Interest Rate: 6.25% | Representative APR: 11.90%
£8,700
From £171.28/month
Mazda
Mazda3
2.0 SKYACTIV-G Sport Nav Fastback 4dr Petrol Manual Euro 5 (s/s) (120 ps)
£8,700
(From £171.28/month)
2015
32,990 miles
Petrol
Manual
8.8 seconds
55.4 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £8,700 | Total Deposit: £870 | Total Amount of Credit: £7,830 | First Payment: £171.28 | 58 Monthly Payments: £171.28 | Final Payment: £181.28 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,456.80 | Total Amount Payable: £11,156.80 | Annual Fixed Interest Rate: 6.25% | Representative APR: 11.90%
£7,600
From £149.63/month
Nissan
Juke
1.6 Tekna SUV 5dr Petrol XTRON Euro 6 (117 ps)
£7,600
(From £149.63/month)
2016
62,652 miles
Petrol
Automatic
11.5 seconds
47.1 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £7,600 | Total Deposit: £760 | Total Amount of Credit: £6,840 | First Payment: £149.63 | 58 Monthly Payments: £149.63 | Final Payment: £159.63 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,147.80 | Total Amount Payable: £9,747.80 | Annual Fixed Interest Rate: 6.25% | Representative APR: 11.90%
£6,100
From £120.05/month
Alfa Romeo
MiTo
875 TB TwinAir Hatchback 3dr Petrol Manual Euro 6 (s/s) (105 ps)
£6,100
(From £120.05/month)
2016
33,955 miles
Petrol
Manual
11.4 seconds
67.3 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £6,100 | Total Deposit: £610 | Total Amount of Credit: £5,490 | First Payment: £120.05 | 58 Monthly Payments: £120.05 | Final Payment: £130.05 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,723 | Total Amount Payable: £7,823 | Annual Fixed Interest Rate: 6.24% | Representative APR: 11.90%
£5,500
From £90.94/month
Citroen
C4 SpaceTourer
1.2 PureTech Touch Edition MPV 5dr Petrol Manual Euro 6 (s/s) (130 ps)
£5,500
(From £90.94/month)
2018
27,795 miles
Petrol
Manual
9.6 seconds
45.3 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £5,500 | Total Deposit: £550 | Total Amount of Credit: £4,950 | First Payment: £90.94 | 34 Monthly Payments: £90.94 | Final Payment: £3,285 | Agreement Duration: 36 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,517.90 | Total Amount Payable: £7,017.90 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
£4,000
From £78.69/month
Vauxhall
Viva
1.0i SL Euro 6 5dr
£4,000
(From £78.69/month)
2015
61,400 miles
Petrol
Manual
13.1 seconds
61.4 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £4,000 | Total Deposit: £400 | Total Amount of Credit: £3,600 | First Payment: £78.69 | 58 Monthly Payments: £78.69 | Final Payment: £88.69 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,131.40 | Total Amount Payable: £5,131.40 | Annual Fixed Interest Rate: 6.23% | Representative APR: 11.90%
Typical Representative Finance Example
| Product Personal Contract Purchase | Cash Price £29,990.00 |
| Total Deposit £2,999.00 | Total Amount of Credit £26,991.00 |
| First Payment £451.44 | 58 Monthly Payments £451.44 |
| Final Payment £12,899.10 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £12,543.06 | Total Amount Payable £42,533.06 |
| Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
| Product Personal Contract Purchase | Cash Price £29,990.00 | Total Deposit £2,999.00 | Total Amount of Credit £26,991.00 | First Payment £451.44 |
| 58 Monthly Payments £451.44 | Final Payment £12,899.10 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £12,543.06 | Total Amount Payable £42,533.06 | Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
| Product Personal Contract Purchase | Cash Price £29,990.00 | Total Deposit £2,999.00 | Total Amount of Credit £26,991.00 | First Payment £451.44 | 58 Monthly Payments £451.44 | Final Payment £12,899.10 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £12,543.06 | Total Amount Payable £42,533.06 | Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to suit different budgets and requirements. Our team can provide detailed explanations and help you choose the best option for your needs.
Yes, we consider all applications, including those from customers with poor credit histories. We work with several lenders who specialise in providing finance to individuals with varied credit scores.
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income.
We aim to provide a decision as quickly as possible. In most cases, you can expect to hear from us within 24 to 48 hours after submitting all the required documentation.
Absolutely, we accept part exchanges as a deposit. We will assess the value of your current vehicle and this amount can be put towards the deposit on your new purchase.
Finance options are generally available for all the cars and vans we have in stock. However, some age restrictions may apply depending on the finance provider's terms. Our team can provide more specific information based on the vehicle you are interested in.