Used Car Finance in M20 Junction 1
At TRAXLER'S AUTO, we make financing your next used car or van in M20 Junction 1 straightforward and stress-free. Our flexible finance options are designed to suit your budget, helping you drive away with the perfect vehicle without the financial hassle. Visit us in Swanley and KENT to learn more!
£19,000
From £319.89/month
Toyota
RAV4
2.5 VVT-h Design SUV 5dr Petrol Hybrid CVT 4WD Euro 6 (s/s) (222 ps)
£19,000
(From £319.89/month)
2020
38,397 miles
Petrol Hybrid
Automatic
8.4 seconds
48.7 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £19,000 | Total Deposit: £1,900 | Total Amount of Credit: £17,100 | First Payment: £319.89 | 51 Monthly Payments: £319.89 | Final Payment: £7,226.31 | Agreement Duration: 53 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £6,760.59 | Total Amount Payable: £25,760.59 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
£19,000
From £301.91/month
Lexus
NX
2.5 300h GPF SUV 5dr Petrol Hybrid E-CVT 4WD Euro 6 (s/s) (197 ps)
£19,000
(From £301.91/month)
2020
48,911 miles
Petrol Hybrid
Automatic
9.2 seconds
37.1 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £19,000 | Total Deposit: £1,900 | Total Amount of Credit: £17,100 | First Payment: £301.91 | 56 Monthly Payments: £301.91 | Final Payment: £7,345.47 | Agreement Duration: 58 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £7,454.34 | Total Amount Payable: £26,454.34 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
£17,000
From £334.82/month
Audi
SQ5
3.0 BiTDI V6 Plus SUV 5dr Diesel Tiptronic quattro Euro 6 (s/s) (340 ps)
£17,000
(From £334.82/month)
2016
90,591 miles
Diesel
Automatic
4.9 seconds
42.8 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £17,000 | Total Deposit: £1,700 | Total Amount of Credit: £15,300 | First Payment: £334.82 | 58 Monthly Payments: £334.82 | Final Payment: £344.82 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £4,799.20 | Total Amount Payable: £21,799.20 | Annual Fixed Interest Rate: 6.26% | Representative APR: 11.90%
£16,500
From £287.13/month
Audi
e-tron
50 Technik SUV 5dr Electric Auto quattro 71.2kWh (313 ps)
£16,500
(From £287.13/month)
2020
43,450 miles
Electric
Automatic
6.8 seconds
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £16,500 | Total Deposit: £1,650 | Total Amount of Credit: £14,850 | First Payment: £287.13 | 55 Monthly Payments: £287.13 | Final Payment: £4,688.60 | Agreement Duration: 57 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £5,917.88 | Total Amount Payable: £22,417.88 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
£14,150
From £278.68/month
Skoda
Octavia
2.0 TDI vRS Estate 5dr Diesel Manual Euro 6 (s/s) (SNav) (184 ps)
£14,150
(From £278.68/month)
2016
55,799 miles
Diesel
Manual
7.9 seconds
62.8 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £14,150 | Total Deposit: £1,415 | Total Amount of Credit: £12,735 | First Payment: £278.68 | 58 Monthly Payments: £278.68 | Final Payment: £288.68 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £3,995.80 | Total Amount Payable: £18,145.80 | Annual Fixed Interest Rate: 6.26% | Representative APR: 11.90%
£14,100
From £240.35/month
Volkswagen
ID.4
Pro Performance 77kWh 1ST Edition SUV 5dr Electric Auto (204 ps)
£14,100
(From £240.35/month)
2021
79,100 miles
Electric
Automatic
8.5 seconds
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £14,100 | Total Deposit: £1,410 | Total Amount of Credit: £12,690 | First Payment: £240.35 | 58 Monthly Payments: £240.35 | Final Payment: £3,785.44 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £5,276.09 | Total Amount Payable: £19,376.09 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
£14,000
From £285.87/month
BMW
X1
1.5 25e 10kWh xLine SUV 5dr Petrol Plug-in Hybrid Auto xDrive Euro 6 (s/s) (220 ps)
£14,000
(From £285.87/month)
2021
94,379 miles
Petrol Plug-in Hybrid
Automatic
6.9 seconds
156.9 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £14,000 | Total Deposit: £1,400 | Total Amount of Credit: £12,600 | First Payment: £285.87 | 28 Monthly Payments: £285.87 | Final Payment: £7,380 | Agreement Duration: 30 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £3,070.23 | Total Amount Payable: £17,070.23 | Annual Fixed Interest Rate: 12.89% | Representative APR: 12.90%
£14,000
From £275.73/month
Volkswagen
Polo
1.8 TSI BlueMotion Tech GTI Hatchback 5dr Petrol Manual Euro 6 (s/s) (192 ps)
£14,000
(From £275.73/month)
2017
30,214 miles
Petrol
Manual
6.7 seconds
47.1 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £14,000 | Total Deposit: £1,400 | Total Amount of Credit: £12,600 | First Payment: £275.73 | 58 Monthly Payments: £275.73 | Final Payment: £285.73 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £3,953.80 | Total Amount Payable: £17,953.80 | Annual Fixed Interest Rate: 6.26% | Representative APR: 11.90%
£14,000
From £259.15/month
Mercedes-Benz
A Class
1.3 A250e 15.6kWh AMG Line (Executive) Hatchback 5dr Petrol Plug-in Hybrid 8G-DCT Euro 6 (s/s) (218 ps)
£14,000
(From £259.15/month)
2021
85,335 miles
Petrol Plug-in Hybrid
Automatic
6.6 seconds
282.5 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £14,000 | Total Deposit: £1,400 | Total Amount of Credit: £12,600 | First Payment: £259.15 | 39 Monthly Payments: £259.15 | Final Payment: £6,232.50 | Agreement Duration: 41 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £3,998.50 | Total Amount Payable: £17,998.50 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
£13,700
From £247.67/month
Volkswagen
Golf
1.5 eTSI MHEV R-Line Estate 5dr Petrol Hybrid DSG Euro 6 (s/s) (150 ps)
£13,700
(From £247.67/month)
2021
84,244 miles
Petrol Hybrid
Automatic
8.7 seconds
48.7 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £13,700 | Total Deposit: £1,370 | Total Amount of Credit: £12,330 | First Payment: £247.67 | 40 Monthly Payments: £247.67 | Final Payment: £6,210 | Agreement Duration: 42 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £4,034.47 | Total Amount Payable: £17,734.47 | Annual Fixed Interest Rate: 12.91% | Representative APR: 12.90%
£12,400
From £229.34/month
Skoda
Octavia
1.4 TSI iV 13kWh SE L Estate 5dr Petrol Plug-in Hybrid DSG Euro 6 (s/s) (204 ps)
£12,400
(From £229.34/month)
2021
84,111 miles
Petrol Plug-in Hybrid
Automatic
7.4 seconds
282.5 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £12,400 | Total Deposit: £1,240 | Total Amount of Credit: £11,160 | First Payment: £229.34 | 41 Monthly Payments: £229.34 | Final Payment: £5,175 | Agreement Duration: 43 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £3,647.28 | Total Amount Payable: £16,047.28 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
£12,200
From £240.19/month
Audi
A3 Cabriolet
1.8 TFSI S line Convertible 2dr Petrol S Tronic Euro 6 (s/s) (180 ps)
£12,200
(From £240.19/month)
2014
42,791 miles
Petrol
Automatic
7.8 seconds
48.7 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £12,200 | Total Deposit: £1,220 | Total Amount of Credit: £10,980 | First Payment: £240.19 | 58 Monthly Payments: £240.19 | Final Payment: £250.19 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £3,441.40 | Total Amount Payable: £15,641.40 | Annual Fixed Interest Rate: 6.25% | Representative APR: 11.90%
£11,900
From £234.28/month
Audi
A3
2.0 TDI S line Sportback 5dr Diesel S Tronic quattro Euro 6 (s/s) (Nav) (184 ps)
£11,900
(From £234.28/month)
2015
80,471 miles
Diesel
Automatic
6.9 seconds
57.6 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £11,900 | Total Deposit: £1,190 | Total Amount of Credit: £10,710 | First Payment: £234.28 | 58 Monthly Payments: £234.28 | Final Payment: £244.28 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £3,356.80 | Total Amount Payable: £15,256.80 | Annual Fixed Interest Rate: 6.25% | Representative APR: 11.90%
£10,900
From £214.59/month
Kia
Sportage
2.0 CRDi KX-2 SUV 5dr Diesel Auto AWD Euro 5 (134 bhp)
£10,900
(From £214.59/month)
2015
32,939 miles
Diesel
Automatic
11.7 seconds
40.9 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £10,900 | Total Deposit: £1,090 | Total Amount of Credit: £9,810 | First Payment: £214.59 | 58 Monthly Payments: £214.59 | Final Payment: £224.59 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £3,075.40 | Total Amount Payable: £13,975.40 | Annual Fixed Interest Rate: 6.25% | Representative APR: 11.90%
£10,700
From £282.80/month
Kia
Sportage
1.7 CRDi GT-Line SUV 5dr Diesel Manual Euro 6 (s/s) (114 bhp)
£10,700
(From £282.80/month)
2018
62,704 miles
Diesel
Manual
11.1 seconds
61.4 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £10,700 | Total Deposit: £1,070 | Total Amount of Credit: £9,630 | First Payment: £282.80 | 23 Monthly Payments: £282.80 | Final Payment: £4,680 | Agreement Duration: 25 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,837.20 | Total Amount Payable: £12,537.20 | Annual Fixed Interest Rate: 12.91% | Representative APR: 12.90%
£10,000
From £196.88/month
Nissan
Juke
1.6 Tekna SUV 5dr Petrol XTRON Euro 6 (117 ps)
£10,000
(From £196.88/month)
2015
15,679 miles
Petrol
Automatic
11.5 seconds
47.1 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £10,000 | Total Deposit: £1,000 | Total Amount of Credit: £9,000 | First Payment: £196.88 | 58 Monthly Payments: £196.88 | Final Payment: £206.88 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,822.80 | Total Amount Payable: £12,822.80 | Annual Fixed Interest Rate: 6.25% | Representative APR: 11.90%
£9,500
From £285.74/month
Vauxhall
Mokka X
1.4i Turbo Design Nav SUV 5dr Petrol Auto Euro 6 (140 ps)
£9,500
(From £285.74/month)
2018
46,402 miles
Petrol
Automatic
10.1 seconds
43.5 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £9,500 | Total Deposit: £950 | Total Amount of Credit: £8,550 | First Payment: £285.74 | 21 Monthly Payments: £285.74 | Final Payment: £3,712.50 | Agreement Duration: 23 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,448.78 | Total Amount Payable: £10,948.78 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
£9,500
From £177.15/month
Ford
Focus
1.0T EcoBoost ST-Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 ps)
£9,500
(From £177.15/month)
2020
66,144 miles
Petrol
Manual
10 seconds
50.4 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £9,500 | Total Deposit: £950 | Total Amount of Credit: £8,550 | First Payment: £177.15 | 47 Monthly Payments: £177.15 | Final Payment: £3,032.03 | Agreement Duration: 49 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,985.23 | Total Amount Payable: £12,485.23 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
£9,000
From £262.81/month
Vauxhall
Corsa
1.4i ecoTEC Energy Hatchback 5dr Petrol Easytronic Euro 6 (s/s) (a/c) (90 ps)
£9,000
(From £262.81/month)
2017
32,125 miles
Petrol
Automatic
13.9 seconds
60.1 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £9,000 | Total Deposit: £900 | Total Amount of Credit: £8,100 | First Payment: £262.81 | 20 Monthly Payments: £262.81 | Final Payment: £3,937.50 | Agreement Duration: 22 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,356.51 | Total Amount Payable: £10,356.51 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
£8,500
From £167.34/month
Volkswagen
Scirocco
1.4 TSI Hatchback 3dr Petrol DSG Euro 5 (Nav) (160 ps)
£8,500
(From £167.34/month)
2013
64,773 miles
Petrol
Automatic
8 seconds
44.8 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £8,500 | Total Deposit: £850 | Total Amount of Credit: £7,650 | First Payment: £167.34 | 58 Monthly Payments: £167.34 | Final Payment: £177.34 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,400.40 | Total Amount Payable: £10,900.40 | Annual Fixed Interest Rate: 6.25% | Representative APR: 11.90%
£6,950
From £136.78/month
Nissan
Juke
1.6 DIG-T Nismo RS SUV 5dr Petrol Manual Euro 6 (218 ps)
£6,950
(From £136.78/month)
2015
75,676 miles
Petrol
Manual
7 seconds
39.2 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £6,950 | Total Deposit: £695 | Total Amount of Credit: £6,255 | First Payment: £136.78 | 58 Monthly Payments: £136.78 | Final Payment: £146.78 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,961.80 | Total Amount Payable: £8,911.80 | Annual Fixed Interest Rate: 6.24% | Representative APR: 11.90%
£5,500
From £93.30/month
Citroen
C4 SpaceTourer
1.2 PureTech Touch Edition MPV 5dr Petrol Manual Euro 6 (s/s) (130 ps)
£5,500
(From £93.30/month)
2018
27,795 miles
Petrol
Manual
9.6 seconds
45.3 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £5,500 | Total Deposit: £550 | Total Amount of Credit: £4,950 | First Payment: £93.30 | 32 Monthly Payments: £93.30 | Final Payment: £3,307.50 | Agreement Duration: 34 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,436.40 | Total Amount Payable: £6,936.40 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £10,900.00 |
| Total Deposit £1,090.00 | Total Amount of Credit £9,810.00 |
| First Payment £214.59 | 58 Monthly Payments £214.59 |
| Final Payment £224.59 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £10.00 |
| Interest Charges £3,075.40 | Total Amount Payable £13,975.40 |
| Annual Fixed Interest Rate 6.25% | Representative APR 11.90% |
| Product Hire Purchase | Cash Price £10,900.00 | Total Deposit £1,090.00 | Total Amount of Credit £9,810.00 | First Payment £214.59 |
| 58 Monthly Payments £214.59 | Final Payment £224.59 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £10.00 |
| Interest Charges £3,075.40 | Total Amount Payable £13,975.40 | Annual Fixed Interest Rate 6.25% | Representative APR 11.90% |
| Product Hire Purchase | Cash Price £10,900.00 | Total Deposit £1,090.00 | Total Amount of Credit £9,810.00 | First Payment £214.59 | 58 Monthly Payments £214.59 | Final Payment £224.59 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £10.00 | Interest Charges £3,075.40 | Total Amount Payable £13,975.40 | Annual Fixed Interest Rate 6.25% | Representative APR 11.90% |
We offer a variety of finance options including Hire Purchase (HP), Personal Contract Purchase (PCP), and Lease Purchase. Our team can help tailor a finance package that suits your budget and requirements.
Yes, we provide finance solutions for customers with various credit histories. We work with multiple lenders to find the most suitable option for you, even if you have had credit challenges in the past.
Typically, you will need to provide proof of identity (such as a passport or driving licence), proof of address, and recent payslips or bank statements to verify your income.
We aim to provide decisions as quickly as possible, often within a few hours. The exact time can vary depending on the completeness of your application and the lender's requirements.
Absolutely, part exchanges are welcome. You can use the value of your current vehicle as a deposit towards your finance agreement, potentially lowering your monthly payments.
Finance restrictions can vary by lender, but generally, vehicles up to 10 years old and with up to 100,000 miles are eligible for financing. Specific details can be discussed with our finance specialists.