Used Car Finance in Swanley
At TRAXLER'S AUTO in Swanley, we make financing your used car straightforward and stress-free. Whether you're eyeing a family van or a compact car, our flexible finance options are designed to fit your budget. Visit us near M25 junction 3 to explore our competitive rates and tailored finance plans.
£19,500
From £317.11/month
Volvo
XC40
2.0 B4 MHEV Inscription SUV 5dr Petrol Hybrid Auto Euro 6 (s/s) (197 ps)
£19,500
(From £317.11/month)
2020
52,895 miles
Petrol Hybrid
Automatic
7.4 seconds
39.2 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £19,500 | Total Deposit: £1,950 | Total Amount of Credit: £17,550 | First Payment: £317.11 | 58 Monthly Payments: £317.11 | Final Payment: £6,475.25 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £7,634.74 | Total Amount Payable: £27,134.74 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
£19,500
From £310.33/month
Lexus
NX
2.5 300h GPF SUV 5dr Petrol Hybrid E-CVT 4WD Euro 6 (s/s) (197 ps)
£19,500
(From £310.33/month)
2020
48,911 miles
Petrol Hybrid
Automatic
9.2 seconds
37.1 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £19,500 | Total Deposit: £1,950 | Total Amount of Credit: £17,550 | First Payment: £310.33 | 58 Monthly Payments: £310.33 | Final Payment: £7,025.21 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £7,784.68 | Total Amount Payable: £27,284.68 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
£18,900
From £342.51/month
Toyota
RAV4
2.5 VVT-h Icon SUV 5dr Petrol Hybrid CVT Euro 6 (s/s) (218 ps)
£18,900
(From £342.51/month)
2019
38,952 miles
Petrol Hybrid
Automatic
8.1 seconds
51.21 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £18,900 | Total Deposit: £1,890 | Total Amount of Credit: £17,010 | First Payment: £342.51 | 41 Monthly Payments: £342.51 | Final Payment: £8,260.79 | Agreement Duration: 43 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £5,636.21 | Total Amount Payable: £24,536.21 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
£16,000
From £266.73/month
Audi
e-tron
50 Technik SUV 5dr Electric Auto quattro 71.2kWh (11kW Charger) (313 ps)
£16,000
(From £266.73/month)
2021
66,651 miles
Electric
Automatic
6.8 seconds
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £16,000 | Total Deposit: £1,600 | Total Amount of Credit: £14,400 | First Payment: £266.73 | 58 Monthly Payments: £266.73 | Final Payment: £4,782.46 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £6,119.53 | Total Amount Payable: £22,119.53 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
£14,250
From £285.56/month
BMW
X1
1.5 25e 10kWh xLine SUV 5dr Petrol Plug-in Hybrid Auto xDrive Euro 6 (s/s) (220 ps)
£14,250
(From £285.56/month)
2021
94,379 miles
Petrol Plug-in Hybrid
Automatic
6.9 seconds
156.9 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £14,250 | Total Deposit: £1,425 | Total Amount of Credit: £12,825 | First Payment: £285.56 | 28 Monthly Payments: £285.56 | Final Payment: £7,695 | Agreement Duration: 30 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £3,151.24 | Total Amount Payable: £17,401.24 | Annual Fixed Interest Rate: 12.89% | Representative APR: 12.90%
£14,000
From £330.36/month
Jaguar
F-PACE
2.0 D180 R-Sport Auto AWD Euro 6 (s/s) 5dr
£14,000
(From £330.36/month)
2019
93,557 miles
Diesel
Automatic
8.4 seconds
40.8 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £14,000 | Total Deposit: £1,400 | Total Amount of Credit: £12,600 | First Payment: £330.36 | 29 Monthly Payments: £330.36 | Final Payment: £5,602.50 | Agreement Duration: 31 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,913.30 | Total Amount Payable: £16,913.30 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
£13,700
From £246.87/month
Volkswagen
Passat
1.4 TSI 13kWh GTE Advance Saloon 4dr Petrol Plug-in Hybrid DSG Euro 6 (s/s) (218 ps)
£13,700
(From £246.87/month)
2021
81,419 miles
Petrol Plug-in Hybrid
Automatic
7.4 seconds
256.8 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £13,700 | Total Deposit: £1,370 | Total Amount of Credit: £12,330 | First Payment: £246.87 | 44 Monthly Payments: £246.87 | Final Payment: £5,490 | Agreement Duration: 46 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £4,269.15 | Total Amount Payable: £17,969.15 | Annual Fixed Interest Rate: 12.89% | Representative APR: 12.90%
£12,600
From £248.16/month
Audi
A5
2.0 TFSI 35 S line Sportback S Tronic Euro 6 (s/s) 5dr
£12,600
(From £248.16/month)
2019
105,117 miles
Petrol
Automatic
9.1 seconds
39.8 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £12,600 | Total Deposit: £1,260 | Total Amount of Credit: £11,340 | First Payment: £248.16 | 58 Monthly Payments: £248.16 | Final Payment: £258.16 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £3,559.60 | Total Amount Payable: £16,159.60 | Annual Fixed Interest Rate: 6.26% | Representative APR: 11.90%
£12,500
From £337.80/month
Volkswagen
Polo
1.8 TSI GTI Hatchback 5dr Petrol DSG Euro 6 (s/s) (192 ps)
£12,500
(From £337.80/month)
2017
54,275 miles
Petrol
Automatic
6.7 seconds
50.4 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £12,500 | Total Deposit: £1,250 | Total Amount of Credit: £11,250 | First Payment: £337.80 | 17 Monthly Payments: £337.80 | Final Payment: £6,930 | Agreement Duration: 19 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,760.40 | Total Amount Payable: £14,260.40 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
£12,000
From £189.47/month
Ford
Puma
1.0T EcoBoost MHEV Titanium SUV 5dr Petrol Hybrid Manual Euro 6 (s/s) (125 ps)
£12,000
(From £189.47/month)
2023
58,538 miles
Petrol Hybrid
Manual
9.8 seconds
52.3 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £12,000 | Total Deposit: £1,200 | Total Amount of Credit: £10,800 | First Payment: £189.47 | 58 Monthly Payments: £189.47 | Final Payment: £4,445.05 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £4,823.78 | Total Amount Payable: £16,823.78 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
£12,000
From £236.25/month
Audi
A1
1.4 TFSI Sport Sportback 5dr Petrol S Tronic Euro 6 (s/s) (125 ps)
£12,000
(From £236.25/month)
2016
35,982 miles
Petrol
Automatic
8.6 seconds
57.6 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £12,000 | Total Deposit: £1,200 | Total Amount of Credit: £10,800 | First Payment: £236.25 | 58 Monthly Payments: £236.25 | Final Payment: £246.25 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £3,385 | Total Amount Payable: £15,385 | Annual Fixed Interest Rate: 6.25% | Representative APR: 11.90%
£11,500
From £305.68/month
Hyundai
TUCSON
1.7 CRDi Blue Drive SE Nav SUV 5dr Diesel DCT Euro 6 (s/s) (141 ps)
£11,500
(From £305.68/month)
2017
57,902 miles
Diesel
Automatic
11.5 seconds
57.6 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £11,500 | Total Deposit: £1,150 | Total Amount of Credit: £10,350 | First Payment: £305.68 | 21 Monthly Payments: £305.68 | Final Payment: £5,490 | Agreement Duration: 23 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,864.96 | Total Amount Payable: £13,364.96 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
£10,000
From £220.11/month
Ford
Puma
1.0T EcoBoost MHEV ST-Line X SUV 5dr Petrol Manual Euro 6 (s/s) (155 ps)
£10,000
(From £220.11/month)
2020
92,325 miles
Petrol
Manual
8.9 seconds
50.4 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £10,000 | Total Deposit: £1,000 | Total Amount of Credit: £9,000 | First Payment: £220.11 | 31 Monthly Payments: £220.11 | Final Payment: £4,207.50 | Agreement Duration: 33 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £2,251.02 | Total Amount Payable: £12,251.02 | Annual Fixed Interest Rate: 12.91% | Representative APR: 12.90%
£8,250
From £162.42/month
Hyundai
Santa Fe
2.2 CRDi Premium SUV 5dr Diesel Auto 4WD Euro 5 (5 seat) (194 bhp)
£8,250
(From £162.42/month)
2015
93,339 miles
Diesel
Automatic
10.1 seconds
41.5 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £8,250 | Total Deposit: £825 | Total Amount of Credit: £7,425 | First Payment: £162.42 | 58 Monthly Payments: £162.42 | Final Payment: £172.42 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,330.20 | Total Amount Payable: £10,580.20 | Annual Fixed Interest Rate: 6.25% | Representative APR: 11.90%
£8,000
From £148.01/month
Ford
Kuga
1.5T EcoBoost GPF Titanium SUV 5dr Petrol Manual 2WD Euro 6 (s/s) (150 ps)
£8,000
(From £148.01/month)
2018
21,821 miles
Petrol
Manual
9.7 seconds
39.2 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £8,000 | Total Deposit: £800 | Total Amount of Credit: £7,200 | First Payment: £148.01 | 31 Monthly Payments: £148.01 | Final Payment: £4,432.50 | Agreement Duration: 33 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,968.82 | Total Amount Payable: £9,968.82 | Annual Fixed Interest Rate: 12.91% | Representative APR: 12.90%
£8,000
From £157.50/month
Toyota
Verso
1.6 D-4D Trend MPV 5dr Diesel Manual Euro 5 (s/s) (110 bhp)
£8,000
(From £157.50/month)
2015
45,181 miles
Diesel
Manual
12.7 seconds
62.8 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £8,000 | Total Deposit: £800 | Total Amount of Credit: £7,200 | First Payment: £157.50 | 58 Monthly Payments: £157.50 | Final Payment: £167.50 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,260 | Total Amount Payable: £10,260 | Annual Fixed Interest Rate: 6.25% | Representative APR: 11.90%
£7,950
From £156.52/month
Audi
A6 Saloon
2.0 TDI Black Edition Saloon 4dr Diesel Multitronic Euro 5 (s/s) (177 ps)
£7,950
(From £156.52/month)
2013
98,642 miles
Diesel
Automatic
8.2 seconds
56.5 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £7,950 | Total Deposit: £795 | Total Amount of Credit: £7,155 | First Payment: £156.52 | 58 Monthly Payments: £156.52 | Final Payment: £166.52 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,246.20 | Total Amount Payable: £10,196.20 | Annual Fixed Interest Rate: 6.25% | Representative APR: 11.90%
£7,600
From £149.63/month
Mercedes-Benz
A Class
1.6 A180 SE Hatchback 5dr Petrol Manual Euro 6 (s/s) (122 ps)
£7,600
(From £149.63/month)
2013
54,649 miles
Petrol
Manual
9.2 seconds
51.4 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £7,600 | Total Deposit: £760 | Total Amount of Credit: £6,840 | First Payment: £149.63 | 58 Monthly Payments: £149.63 | Final Payment: £159.63 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £2,147.80 | Total Amount Payable: £9,747.80 | Annual Fixed Interest Rate: 6.25% | Representative APR: 11.90%
£6,900
From £219.21/month
Vauxhall
Insignia
2.0 Turbo D BlueInjection SRi VX Line Nav Grand Sport 5dr Diesel Manual Euro 6 (s/s) (170 ps)
£6,900
(From £219.21/month)
2017
90,677 miles
Diesel
Manual
8.2 seconds
54.3 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £6,900 | Total Deposit: £690 | Total Amount of Credit: £6,210 | First Payment: £219.21 | 21 Monthly Payments: £219.21 | Final Payment: £2,407.50 | Agreement Duration: 23 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,020.12 | Total Amount Payable: £7,920.12 | Annual Fixed Interest Rate: 12.90% | Representative APR: 12.90%
£6,750
From £128.14/month
Citroen
C4 SpaceTourer
1.2 PureTech Touch Edition MPV 5dr Petrol Manual Euro 6 (s/s) (130 ps)
£6,750
(From £128.14/month)
2018
27,795 miles
Petrol
Manual
9.6 seconds
45.3 mpg
Typical Representative Finance Example
Product: Personal Contract Purchase | Cash Price: £6,750 | Total Deposit: £675 | Total Amount of Credit: £6,075 | First Payment: £128.14 | 35 Monthly Payments: £128.14 | Final Payment: £3,240 | Agreement Duration: 37 months | Admin Fee: £0 | Option to Purchase Fee: £0 | Interest Charges: £1,778.04 | Total Amount Payable: £8,528.04 | Annual Fixed Interest Rate: 12.91% | Representative APR: 12.90%
£6,600
From £129.89/month
Volkswagen
Polo
1.0 BlueMotion Tech SE Hatchback 5dr Petrol Manual Euro 6 (s/s) (60 ps)
£6,600
(From £129.89/month)
2014
60,200 miles
Petrol
Manual
15.5 seconds
60.1 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £6,600 | Total Deposit: £660 | Total Amount of Credit: £5,940 | First Payment: £129.89 | 58 Monthly Payments: £129.89 | Final Payment: £139.89 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,863.40 | Total Amount Payable: £8,463.40 | Annual Fixed Interest Rate: 6.24% | Representative APR: 11.90%
£4,000
From £78.69/month
Vauxhall
Viva
1.0i SL Euro 6 5dr
£4,000
(From £78.69/month)
2015
61,400 miles
Petrol
Manual
13.1 seconds
61.4 mpg
Typical Representative Finance Example
Product: Hire Purchase | Cash Price: £4,000 | Total Deposit: £400 | Total Amount of Credit: £3,600 | First Payment: £78.69 | 58 Monthly Payments: £78.69 | Final Payment: £88.69 | Agreement Duration: 60 months | Admin Fee: £0 | Option to Purchase Fee: £10 | Interest Charges: £1,131.40 | Total Amount Payable: £5,131.40 | Annual Fixed Interest Rate: 6.23% | Representative APR: 11.90%
Typical Representative Finance Example
| Product Personal Contract Purchase | Cash Price £29,990.00 |
| Total Deposit £2,999.00 | Total Amount of Credit £26,991.00 |
| First Payment £451.44 | 58 Monthly Payments £451.44 |
| Final Payment £12,899.10 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £12,543.06 | Total Amount Payable £42,533.06 |
| Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
| Product Personal Contract Purchase | Cash Price £29,990.00 | Total Deposit £2,999.00 | Total Amount of Credit £26,991.00 | First Payment £451.44 |
| 58 Monthly Payments £451.44 | Final Payment £12,899.10 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 |
| Interest Charges £12,543.06 | Total Amount Payable £42,533.06 | Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
| Product Personal Contract Purchase | Cash Price £29,990.00 | Total Deposit £2,999.00 | Total Amount of Credit £26,991.00 | First Payment £451.44 | 58 Monthly Payments £451.44 | Final Payment £12,899.10 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £0.00 | Interest Charges £12,543.06 | Total Amount Payable £42,533.06 | Annual Fixed Interest Rate 12.90% | Representative APR 12.90% |
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to help you spread the cost of your vehicle purchase.
Yes, we work with several lenders who specialise in providing finance solutions for individuals with varied credit histories. We encourage you to apply as we assess each application individually.
The process is straightforward. You can start by filling out our online finance application form. Once submitted, our finance team will review your application and contact you to discuss the available options.
We aim to provide decisions as quickly as possible, typically within 24 to 48 hours after you have submitted all the required information.
We do not charge any fees for applying for finance. However, depending on the finance option you choose, there may be charges like administration fees or early repayment fees specified by the lender.
Yes, you can use your current vehicle as a part exchange towards the deposit on your new purchase. We will assess the value of your vehicle and apply this amount as a deposit for your finance agreement.