Used Car Finance in Swanley
At TRAXLER'S AUTO in Swanley, we make financing your used car straightforward and stress-free. Whether you're eyeing a family van or a compact car, our flexible finance options are designed to fit your budget. Visit us near M25 junction 3 to explore our competitive rates and tailored finance plans.
Typical Representative Finance Example
| Product Hire Purchase | Cash Price £10,900.00 |
| Total Deposit £1,090.00 | Total Amount of Credit £9,810.00 |
| First Payment £214.59 | 58 Monthly Payments £214.59 |
| Final Payment £224.59 | Agreement Duration 60 months |
| Admin Fee £0.00 | Option to Purchase Fee £10.00 |
| Interest Charges £3,075.40 | Total Amount Payable £13,975.40 |
| Annual Fixed Interest Rate 6.25% | Representative APR 11.90% |
| Product Hire Purchase | Cash Price £10,900.00 | Total Deposit £1,090.00 | Total Amount of Credit £9,810.00 | First Payment £214.59 |
| 58 Monthly Payments £214.59 | Final Payment £224.59 | Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £10.00 |
| Interest Charges £3,075.40 | Total Amount Payable £13,975.40 | Annual Fixed Interest Rate 6.25% | Representative APR 11.90% |
| Product Hire Purchase | Cash Price £10,900.00 | Total Deposit £1,090.00 | Total Amount of Credit £9,810.00 | First Payment £214.59 | 58 Monthly Payments £214.59 | Final Payment £224.59 |
| Agreement Duration 60 months | Admin Fee £0.00 | Option to Purchase Fee £10.00 | Interest Charges £3,075.40 | Total Amount Payable £13,975.40 | Annual Fixed Interest Rate 6.25% | Representative APR 11.90% |
We offer a variety of finance options including Hire Purchase (HP) and Personal Contract Purchase (PCP) to help you spread the cost of your vehicle purchase.
Yes, we work with several lenders who specialise in providing finance solutions for individuals with varied credit histories. We encourage you to apply as we assess each application individually.
The process is straightforward. You can start by filling out our online finance application form. Once submitted, our finance team will review your application and contact you to discuss the available options.
We aim to provide decisions as quickly as possible, typically within 24 to 48 hours after you have submitted all the required information.
We do not charge any fees for applying for finance. However, depending on the finance option you choose, there may be charges like administration fees or early repayment fees specified by the lender.
Yes, you can use your current vehicle as a part exchange towards the deposit on your new purchase. We will assess the value of your vehicle and apply this amount as a deposit for your finance agreement.